Occupation: IT Project Manager (currently not working)
Industry: Software
Age: 34
Location: Chicago, IL
Salary: $0 (Before resigning, I made $154,000, plus a quarterly bonus of $2,000 to $3,000 when my team hit its utilization targets, plus an $85,000 equity payout in Fall 2021. My plan for my sabbatical was to live off of my equity payout and use it to contribute to our household finances the way I was when I was working. My husband, F., makes $105,000 per year, but we keep our finances completely separate except for one joint checking account that contains money we’ve received as gifts.)
Net Worth: $509,763 (Roth IRA: $68,523, regular IRA: $42,579, 401(k): $126,018, emergency fund: $35,642, HYSA: $143,000, my half of our joint checking account: $7,368, my checking account: ~$11,000, my half of the value of our house: $250,000, minus debt)
Debt: $174,367 ($334,352 for the mortgage, $10,928 for a bathroom remodel, and $3,455 for a kitchen remodel. That adds up to $348,735, which we divide by two.)
Paycheck Amount: $0
Pronouns: She/her
Industry: Software
Age: 34
Location: Chicago, IL
Salary: $0 (Before resigning, I made $154,000, plus a quarterly bonus of $2,000 to $3,000 when my team hit its utilization targets, plus an $85,000 equity payout in Fall 2021. My plan for my sabbatical was to live off of my equity payout and use it to contribute to our household finances the way I was when I was working. My husband, F., makes $105,000 per year, but we keep our finances completely separate except for one joint checking account that contains money we’ve received as gifts.)
Net Worth: $509,763 (Roth IRA: $68,523, regular IRA: $42,579, 401(k): $126,018, emergency fund: $35,642, HYSA: $143,000, my half of our joint checking account: $7,368, my checking account: ~$11,000, my half of the value of our house: $250,000, minus debt)
Debt: $174,367 ($334,352 for the mortgage, $10,928 for a bathroom remodel, and $3,455 for a kitchen remodel. That adds up to $348,735, which we divide by two.)
Paycheck Amount: $0
Pronouns: She/her
Monthly Expenses
Mortgage: $1,300 (Our mortgage is $2,324, and F. pays the rest, loosely based on income. This includes home insurance and property taxes.)
Phone: $75
Internet: $55 (my half)
Gas: $30–$60 (my half)
Electricity: ~$20–$50 (my half)
Water: $20–$32.50 (my half)
HOA: $75 (my half)
Gym Membership: $85 (for two different gyms, mine alone)
Health Insurance: $362 (F.’s firm covers me, but there is a charge to add a spouse.)
Car Insurance: $23.50 (my half)
HBO Max, Netflix, Hulu, YouTube TV, Disney+): $35 (my half, his brother also shares with us)
Annual Expenses
Amazon Prime: $69.50 (my half)
