Industry: Projectionist at a church, after-school teacher, organizing after-school programs, graphic designer for t-shirts
Age: 35
Location: Cincinnati, OH
Salary: $25,000
Net Worth: ~$49,235 ($21,372 in a couple of different bank accounts, $10,574.53 in an IRA, $88,000 house value (which is technically joint-owned with my parents because the mortgage company wouldn’t recognize my part-time income, and I needed their assistance with the down payment regardless), $17,100 is apparently the current value of my car (my parents helped me initially afford that, too), minus debt.)
Debt: $78,310.85 outstanding mortgage
Paycheck Amount (2x/month): $732 (The amount varies based on how often I work, but this is my most recent paycheck.)
Pronouns: They/she
Monthly Expenses
Mortgage: $641.71
Utilities: ~$200
Internet: $45.91
Phone: $20
Lawn Mowing Service: $60
Pet Insurance: $25.16
Cinemark Movie Club: $9.99 (currently paused so I can use up the backlog of credits I didn’t use while COVID numbers were high)
Streaming Services: $0 (I’m a guest on different friends’ accounts for Netflix, Prime, and Disney+)
Super Coffee: $28.89
OTC Vitamins/Supplements: $62
Prescription Medicines: $0 (covered by insurance)
Medical Insurance: $0 (likely to change pretty soon provided my current jobs all hold steady, but so far I haven’t been kicked off Medicaid)
Charity/Activism: $5 to ACLU, $5 to Sierra Club, $10 to Heifer International
IRA: $50 (I add more manually when I feel like I can)
Home/Auto Insurance: $69.30
Compost Service: $12
