Occupation: Server
Industry: Food & Beverage
Age: 23
Location: Fort Wayne, IN
Salary: $20,000
Net Worth: -$22,500 ($200 in savings, $300 in checking, minus debt.)
Debt: $23,000 ($5,000 car loan; $4,000 credit card; $14,000 student loans)
Paycheck Amount (1x/week): ~$400 in tips (I’m technically paid hourly but I don’t see any of that money because it all goes right to taxes. The restaurant pays me in cash at the end of every shift and that is what I use as my paycheck.)
Pronouns: She/they
Industry: Food & Beverage
Age: 23
Location: Fort Wayne, IN
Salary: $20,000
Net Worth: -$22,500 ($200 in savings, $300 in checking, minus debt.)
Debt: $23,000 ($5,000 car loan; $4,000 credit card; $14,000 student loans)
Paycheck Amount (1x/week): ~$400 in tips (I’m technically paid hourly but I don’t see any of that money because it all goes right to taxes. The restaurant pays me in cash at the end of every shift and that is what I use as my paycheck.)
Pronouns: She/they
Monthly Expenses
Rent: $317 ($950 total for a three-bedroom house with roommates.)
Car Payment: $174
Electric: $35
Gas: $45
Water/Trash: $35
Compost: $5
Internet: $25
Renters’ Insurance: $7
Car Insurance: $0, paid by my mom but the insurance company is about to boot me
Health Insurance: $10 state Medicaid (payments currently paused due to COVID)
Cell Phone: $0, paid by my mom
Hulu/Spotify: $9.99
Apple TV: $4.99
Netflix/HBO Max/Disney+: $0, mooched from parents
Prescription Cat Food/Meds: $110
Savings: $100 (just started saving for a road trip next year)
